What you should know before financing your nursing education
The Bihar Student Credit Card (BSCC) scheme is designed to provide eligible students from Bihar access to institutional credit for higher education. The scheme processes loans for course-related expenses; final approval, amount, documentation and disbursement are subject to the rules of the competent authority and lending institution.
01 / Eligibility
Who can apply?
According to the official FAQ, applicants must be residents of Bihar, must have passed Class 12 or an equivalent qualification from a recognised institution in Bihar, and must be admitted or selected for admission to a recognised higher-education institution. Applicants must not be more than 25 years old on the date of application.
- Permanent resident of Bihar.
- Class 12 or equivalent qualification from a recognised institution in Bihar.
- Admission or selection at a recognised college, university or professional institution.
- Maximum age of 25 years at the time of application.
- No education loan, student credit card, scholarship or similar government assistance from another source.
Eligibility is verified according to the course, institution and current government guidelines. Review the latest guidelines on the official portal before submitting the online form.
02 / Course coverage
Which courses may be covered?
The official FAQ describes BSCC as applicable to general, professional and technical higher-education courses. Examples include B.A., B.Sc., engineering, medical, management and law. Final eligibility for a nursing course should be confirmed against the institution and the current approved course list.
03 / What it supports
Which expenses may be covered?
BSCC is intended to help manage education expenses. Applicants should confirm with their institution and DRCC whether institution fees, admission charges, books, study material, equipment, examination expenses and essential living or academic costs are covered. The sanctioned amount and eligible expense heads are decided on a case-by-case basis.
04 / Documents
What should you prepare before applying?
The official FAQ states that documents do not need to be uploaded during the online application. However, applicants must take original documents to the DRCC for verification after submitting the application. The checklist below is provided for preparation; confirm the exact list against the current portal checklist.
- Aadhaar card and identity proof
- Bihar residence or domicile proof
- Class 10 and Class 12 marksheets/certificates
- Admission letter or selection proof
- Institution fee structure or demand letter
- Bank account details and cancelled cheque
- Passport-size photographs
- Required parent/guardian documents
05 / Application process
How to apply step by step
- Online registration: Select New Application Registration on the official portal and register with your mobile number and email address.
- OTP verification: Verify the OTP received by SMS or email and set your login credentials.
- Select BSCC: Log in, select Bihar Student Credit Card and enter your personal, academic and course details.
- Submit and print: Submit the application and download or print the acknowledgement/PDF for your records.
- DRCC verification: Visit your District Registration and Counselling Centre with the original documents for verification.
- Sanction and disbursement: After verification and approval, loan documentation, sanction and disbursement follow the lending process.
According to the official FAQ, after a successful online application, applicants may visit the DRCC on any working day between 10:00 AM and 6:00 PM for document verification; there is no need to wait for a separate SMS.
06 / Frequently asked questions
Common questions, simple answers
Can an applicant receive more than one scheme benefit?
According to the official FAQ, an applicant can receive the benefit of only one scheme under the “Arthik Hal, Yuvaon Ko Bal” programme.
Do documents need to be uploaded with the online form?
The official FAQ states that documents do not need to be uploaded during the online application. Keep the original documents ready for DRCC verification.
Do applicants need to wait for an appointment SMS before visiting the DRCC?
According to the official FAQ, applicants may visit the DRCC on a working day between 10:00 AM and 6:00 PM after successfully submitting the application.
Where can applicants get help with the application?
For application assistance, contact the college at +91 7004761165. The portal also provides application status, FAQs, guidelines and contact details.
Official references
Verify the latest information here
Scheme rules may change. Before applying, review the latest guidelines and checklist on the official Bihar Government portal.
